We’re finally getting a look at the BMW 8 Series in high resolution and ready to take on the Mercedes S-Class in a Serious way. It’s expected to hit the road in the U.K. in November with a price ranging from £76,740 to as much as £100,025 for the range-topping (until the M8, anyway) M850i seen in all of the images we have here. Pricing for the U.S. has yet to be released.
The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both.
Here’s a rundown of the types of coverage available—some are required; others are optional; all are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget.
Mandatory coverage
Nearly every state requires car owners to carry the following auto liability coverage:
Bodily Injury Liability — This covers costs associated with injuries and death that you or another driver causes while driving your car.
Property Damage Liability — This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
Frequently required coverage
Many states require that you carry the following coverage:
Medical Payments or Personal Injury Protection (PIP) — Provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
Uninsured Motorist Coverage — Reimburses you when an accident is caused by an uninsured motorist—or in the case of a hit-and-run. You can also purchase under insured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.
Even if these types of coverage are optional in your state, consider adding them to your policy for greater financial protection.
Kode 300 x 250
The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both.
Here’s a rundown of the types of coverage available—some are required; others are optional; all are priced individually (a la carte) to let you customize coverage amounts to suit your exact needs and budget.
Mandatory coverage
Nearly every state requires car owners to carry the following auto liability coverage:
Bodily Injury Liability — This covers costs associated with injuries and death that you or another driver causes while driving your car.
Property Damage Liability — This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
Frequently required coverage
Many states require that you carry the following coverage:
Medical Payments or Personal Injury Protection (PIP) — Provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
Uninsured Motorist Coverage — Reimburses you when an accident is caused by an uninsured motorist—or in the case of a hit-and-run. You can also purchase under insured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.
Even if these types of coverage are optional in your state, consider adding them to your policy for greater financial protection.
